Restaurant and Bistro Insurance

Restaurant and Bistro Insurance

Clearly, you'll already know from being in the restaurant business in Swansea that your place of work can be a higher than normal risk environment. This can certainly be true for both customers and employees. To safeguard your insurance premiums and to satisfy the health and safety laws, you will of course have a documented health and safety policy in place - but you can never be too careful!

Part of your legal obligations as a restauranteur is to ensure the safety of your staff and of course your customers. Our restaurant insurance packages include employers and public liability insurance as standard - plus we can insure (all under one policy) your products liability, general stock and contents, fixtures and fittings loss of license and front of premises including the fixed glass and canopies.

Further more, if you own your premisis, we can offer buildings insurance and contents insurance also - meaning all your insurance needs are taken care of under one policy.

In addition, our business interruption insurance (available over 12 months or 24 months) can insure your income stream should the worst happen at work. Importantly, we'll make sure that your insurance pays out beyond the term of repair to your business - it's hard to retain customers and we'll make sure you're income is protected as you win them back.

Restaurant Package Insurance for Swansea based businesses

Probably the best way to insure your Restaurant - giving you a series of extended insurance covers such as

  • Money (In transit / In a safe and at home)
  • Fixed shop glass / signage
  • Goods in Transit
  • Public and Employers Liability
  • Business Interruption

Further extended covers can include:

  • Buildings and Contents Insurance (should you own the building)
  • Treatment Machines
  • Computers and other electronic equipment
  • Trade Stock