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Bed and Breakfast Insurance

Bed and Breakfast Insurance

It might not surprise you to know that when arranging insurance cover for any bed and breakfast business in Swansea, there are a variety of different ways to place the correct insurance - with our 20 years experience we'll easily be able to guide you to the correct insurance cover for your needs.


Small Bed and Breakfast insurance

You may not be aware that if your bed and breakfast business takes no more than 6 paying guests you may be able to opt for the less complex (and perhaps cheaper) home insurance with public liability insurance option.

Household insurance policies will offer some form of public liability insurance as standard - but will have exclusion clauses within the insurance policy wording such as:

  • The property is only occupied by you or family members only
  • Your public liability insurance will exclude cover for business use

Through our extensive range of insurance contacts, we have been able to arrange certain home insurance policies that will extend their liabilities insurance cover to paying guests (up to 6 guests) - give us a call to discuss your exact needs and we'll advise you on exactly the right way to insure your small business.


Larger Bed and Breakfast insurance

If you are operating a business with up to 15 bedrooms, we are able to package your insurance needs accordingly. We can offer a variety of insurance covers as standard to include business interruption insurance, goods in transit insurance, buildings and contents insurance, employers and public liability insurance.

On top of all of this, we will cover such things as:

  • Insurance cover for your garden furniture (theft)
  • Insurance for valuables
  • Insurance to cover loss of frozen food (deterioration due to freezer breakdown / electrical failure)
  • Insurance to cover escape of water  / oil

To get the very best bed and breakfast insurance quotation, please make sure you call our commercial insurance team today.